Our Panel Bankers
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Check List Of Documents
- Checklist For Salaried
- Checklist For Self Employed
- Checklist For NRI
List of documents for SALARIED:
- 1. 1 passport size photo of Applicant & Co-Applicant,
- 2. ID, AGE & SIGNATURE Proof of both Applicant & Co-Applicant
- 3. Residence Address Proof
- 4. 3 Months Pay Slips, Form – 16 for TWO Years
- 5. 6 Months Bank Statements – Salary Credits,
- 6. Appointment Letter of present company ,/previous company exp proof
- 7. Processing Fee Cheque
- 8. Agreement of sale / Sale Deed Copy
- 9. Link documents for last 15 Years.
- 10. Sanction Plan Copy or Lay Out of the property
- 11. Latest Property Tax Receipt & E.C
- 1. Sanction Letter from current financier
- 2. Repayment Track Record
- 3. Current Out Standing Letter
- 4. List of Original Documents
List of documents for SELF EMPLOYEE:
- 1. Applicant & Co-Applicant Photographs
- 2. ID, AGE & SIGNATURE Proof ( Pan Card)
- 3. Address Proof ( Electricity Bill, Telephone Bill, Passport, etc.,)
- 4. Business Address Proof
- 5. Firm Registration Certificate / Incorporation Certificate
- 6. MOA & AOA ( for PVT LTD, LTD Company)
- 7. Partnership Deed (In case of Partnership Firm)
- 8. Business profile
- 9. 3 Yrs ITRs with Schedules (P&L A/c, Computation of Income, and Balance Sheet) (Individuals & Co.)
- 10. Lease Deeds & Rental Crediting Bank Statement for 1 year (if any)
- 11. 1 Year Bank Statement ( Current & Savings)
- 12. Processing Fee Cheque favoring the concerned bank.
- 13. Sanction Letter from current financier
- 14. Repayment Track Record
- 15. Current Out Standing Letter
- 16. List of Original Documents
- 17. Agreement of sale /Sale Deed Copy
- 18. Property Link Documents
- 19. Sanction Plan Copy & Layout Copy
- 20. Latest Tax Receipt & E.C
List of documents for NRI Loans:
Basic Conditions to avail NRI Home Loan
- 1. 4 passport size Photographs.
- 2. Passport copy- full.
- 3. Valid Visa Copy
- 4. Last three Months Pay Slips
- 5. Last two Years W2 Forms/ tax returns
- 6. Last Six Months Salary Account Bank Statements.
- 7. NRE / NRO Bank Statement for last Six months
- 8. GPA Duly Notarised by public notary/stamping at embassy( Note: Signature by applicant and co-applicant on all pages of GPA Format is mandatory)
- 9. Latest Credit Report
- 10. Initial Processing Fee Cheque.
- 11. Qualification Certificate
- 12. Latest Resume/CV
- 13. H R Mail ID – For Employment confirmation
- 14. Details Showing Money transfers to India (In case applicant doesn't hold an NRO/NRE account)
Basic Conditions to avail NRI Home Loan
- 15. For availing NRI Home Loan it is mandatory to appoint GPA Holder within family members/blood relatives for local contractibility
- 16. NRE/NRO Account is mandatory for repayment of housing loan.
- 17. GPA to be Notarised by public notary or Embassy stamping
- 18. Minimum of two years work experience
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Kotak GPA